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Should I Renew?
Check off every perk you actually used this year. See your real effective annual fee — then decide.
Perks & creditsCheck each one you actually used this year
Annual fee−$95
Perk value used (0 perks)+$0
Your effective annual fee$95
◈ Consider Downgrading
You're leaving value on the table. Look for a no-fee or lower-fee version of this card.
Check off perks above to see your real effective fee.