About Points to the T

Points to the T helps everyday travelers extract more value from credit card rewards. We started as a beehiiv newsletter in February 2026 and grew into a set of free tools that answer the questions readers kept asking: which card should I use, which welcome bonus is actually worth it, and what perks am I leaving on the table?

Some links on this site are affiliate links, but our recommendations are based on what we actually use and what genuinely helps readers — not what pays the most.