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Chase

Chase Sapphire Preferred

Visa · personal · Annual fee $95(Refreshed June 2026 — new earn rates, credits, and protections)

Chase Sapphire Preferred card art

Annual fee

$95

Best earn rate

5x

Welcome bonus

60k

Welcome bonus

60,000 Chase Ultimate Rewards points after $4,000 spend in 3 months

≈ $1,200 estimated value

Earn rates

  • Issuer Travel Portal(Travel booked via Chase Travel)5x
  • Dining & Restaurants3x
  • Streaming Services3x
  • Online Groceries3x
  • Travel (general)2x
  • Gas Stations(Gas stations in the U.S.)3x
  • EV Charging(EV charging stations)3x
  • Vacation Home Rentals (Airbnb, Vrbo)(Airbnb, Vrbo, and eligible vacation home rentals)3x
  • Everything Else1x

Perks & credits

  • $100 Annual Chase Travel Hotel Credit
    $100annual
  • Global Entry / TSA PreCheck / NEXUS Credit
    $1204 year
  • Apple TV+ (1-year subscription)
    annual
  • DoorDash DashPass
    ongoing
  • Emergency Evacuation & Transportation
    ongoing
  • Primary Rental Car Insurance
    ongoing
  • Trip Delay Reimbursement
    ongoing
  • Trip Cancellation / Interruption Insurance
    ongoing
  • Baggage Delay Insurance
    ongoing
  • Lyft Pink All Access
    ongoing

Transfer partners

UnitedHyattSouthwestBritish AirwaysAir Canada AeroplanAir France/KLMVirgin AtlanticSingapore AirlinesEmiratesIHGMarriott

Active transfer bonuses

  • Marriott Bonvoy

    Transfer Chase UR to Marriott Bonvoy at +55% bonus points through June 30, 2026

    Expires Jun 30, 2026

    +55%
  • Virgin Atlantic Flying Club

    Transfer Chase UR to Virgin Atlantic Flying Club at +30% bonus points through July 14, 2026

    Expires Jul 14, 2026

    +30%