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Bilt Obsidian

Mastercard · personal · Annual fee $95

Bilt Obsidian card art

Annual fee

$95

Best earn rate

3x

Welcome bonus

$200

Welcome bonus

$200 cashback

$200 Bilt Cash upon approval + $100 hotel credit + 10% intro APR for 12 months

Earn rates

  • Dining & Restaurants(OR 3x Grocery (choose one, locked annually; grocery capped $25k/yr))3x
  • Travel (general)2x
  • Rent(Based on Everyday Spend Ratio, no transaction fee)1x
  • Everything Else1x

Perks & credits

  • Rent Day Perks (1st of each month)
    monthly
  • No Transaction Fees on Rent
    ongoing
  • Lifestyle & Wellness Credits
    monthly
  • Cell Phone Protection
    ongoing

Transfer partners

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